UniCredit Secures ECB Approval for Danish Compromise in Capital Calculations

UniCredit announced on Monday that the European Central Bank has cleared its request to adopt the Danish Compromise methodology when determining the Group's consolidated capital ratios.

The authorization enables the bank to calculate its insurance holdings through risk weighting rather than subtracting them from regulatory capital, taking effect from the third-quarter 2026 reporting period.

This decision is projected to improve UniCredit's CET1 ratio by about 52 basis points, based on the bank's financial position as of the second quarter of 2026.

The approval meets the Group's pledge to secure authorisation by the end of September and bolsters its measured capital distribution strategy.

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